Privacy Policy

Terms of Use & Privacy Policy
FraudCostsNewYork.com is a project of the Fraud Costs New York Coalition (FCNYC), which is working to reform the state’s no-fault system and to stop fraud and lawsuit abuses. The purpose of the Web site is to educate New York residents and public policymakers on the escalating problem of auto insurance fraud, which cost drivers in the state over $229 million last year.

FCNYC is committed to maintaining the privacy of the personal information you provide when using FraudCostsNewYork.com. We may make content or services from other Websites available to you from links located on this site. These other Websites are not subject to this Terms of Use & Privacy Policy and FCNYC is not responsible for the way in which these Websites treat personal information. We recommend that you review the terms of use and privacy policies at each such Website to determine how that site protects your privacy. In addition, external Internet address links located on this site contain information created, published, maintained, or otherwise posted by institutions or organizations independent of FCNYC. FCNYC does not endorse, approve, certify, or control these external Internet addresses and does not guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trade-mark, service maker, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by FCNYC.

Information We Collect & How We Use It
General: If you decide you use http://www.FraudCostsNewYork.com (“Website”) to communicate with your legislator, we will collect your e-mail address and your U.S. postal address merely for the purpose of helping you to identify your state and congressional legislative districts and confirming that you are a constituent to the recipient of your letter. Many congressional and state legislative offices only have enough staff resources to only respond to constituents, and this will help identify you as such. If you choose to receive valuable updates on initiatives via e-mail by affirmatively signing up on our e-mailing list, we will collect your email address and U.S. postal address to send you updates on initiatives.

Website Usage Information: We automatically collect IP addresses, Web browser and Website usage information from you when you visit our Website. This information helps us evaluate how our visitors use and navigate our Website on an aggregate basis, including the number and frequency of visitors to each Web page and the length of their visits.

By entering your e-mail address and your U.S. postal address, and/or signing up on our e-mailing list, you agree FCNYC may use the information you enter as described.
FCNYC will only use or disclose information that you provide to us for the purposes of the Fraud Costs NY campaign. We will not use, sell, or otherwise make available information you have submitted to us, except in special circumstances where it is necessary to enforce our policies and property rights (for example, when necessary to protect our copyrights), or when we, in good faith, believe that the law requires us to do so.

Security & Liability
We realize that you may be concerned about providing demographic information. For this reason, the Web site vendor for http://www.FraudCostsNewYork.com takes precautions to protect the data you provide. The data is housed on secure servers which are physically guarded 24-hours a day in a restricted access building. The data is backed-up as part of a nightly security routine to prevent loss, misuse or alteration.

FCNYC does not maintain any of the personal information data and is not liable for any damages resulting from your registration with, and utilization of, this Website, including but not limited to, any damages resulting from a security breach of the third party limited-access servers. By entering your e-mail address and your U.S. Posta address, and/or signing up on our e-mailing list, you acknowledge the reasonableness of the foregoing and consent to and accept these security and liability terms.

Registration Information Update
You may cancel your subscription at any time by sending an e-mail to .(JavaScript must be enabled to view this email address) with the word “unsubscribe” in the subject line.
If you cancel your subscription, your information and previous activities will be retained in our database, but we will discontinue our communications with you.
If you have any questions regarding this website or anything contained in the website, please contact us at .(JavaScript must be enabled to view this email address).

Acceptance of Privacy Policy Terms
We reserve the right to change this policy. Any changes to this policy will be posted to this page as soon as reasonably possible, so please check this page periodically. Use of this Web site constitutes consent to the privacy policy then in effect.

Our Reform Agenda

  1. Encourages fast and fair dispute settlements
  2. Supports adequate time for fraud investigations
  3. Institutes tougher penalties for insurance fraud
  4. Combats excessive medical charges